Jm Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 5
Rating
Growth Option 27-01-2026
NAV ₹1348.11(R) +0.06% ₹1353.91(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.52% 6.24% 5.34% -% -%
Direct 5.59% 6.31% 5.41% -% -%
Benchmark
SIP (XIRR) Regular 5.34% 5.99% 5.85% -% -%
Direct 5.41% 6.06% 5.93% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.29 2.84 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.17% 0.0% 0.0% - 0.13%
Fund AUM As on: 30/12/2025 143 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
JM Overnight Fund (Regular) - Weekly IDCW 1000.0
-0.4100
-0.0400%
JM Overnight Fund (Direct) - Weekly IDCW 1000.0
-0.4200
-0.0400%
JM Overnight Fund (Direct) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Growth 1348.11
0.7400
0.0600%
JM Overnight Fund - (Direct) - Growth 1353.91
0.7600
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Jm Overnight Fund is the 26th ranked fund in the Overnight Fund category. The category has total 29 funds. The Jm Overnight Fund has shown a very poor past performence in Overnight Fund. The fund has a Sharpe Ratio of 3.29 which is higher than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Jm Overnight Fund Return Analysis

  • The fund has given a return of 0.41%, 1.3 and 2.64 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Jm Overnight Fund has given a return of 5.59% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.31% in last three years and ranked 28.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.41% in last five years and ranked 22nd out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a SIP return of 5.41% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 30th in 34 funds
  • The fund has SIP return of 6.06% in last three years and ranks 30th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 5.93% in last five years whereas category average SIP return is 5.98%.

Jm Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.17 and semi deviation of 0.13. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40
    0.41
    		0.38 | 0.43 28 | 34 Poor
    3M Return % 1.28
    1.31
    		1.22 | 1.36 28 | 34 Poor
    6M Return % 2.60
    2.64
    		2.47 | 2.73 29 | 34 Poor
    1Y Return % 5.52
    5.60
    		5.25 | 5.79 29 | 34 Poor
    3Y Return % 6.24
    6.28
    		5.98 | 6.46 27 | 32 Poor
    5Y Return % 5.34
    5.36
    		5.18 | 5.50 22 | 27 Poor
    1Y SIP Return % 5.34
    5.43
    		5.07 | 5.60 29 | 34 Poor
    3Y SIP Return % 5.99
    6.05
    		5.72 | 6.22 28 | 32 Poor
    5Y SIP Return % 5.85
    5.90
    		5.69 | 6.06 25 | 27 Poor
    Standard Deviation 0.17
    0.30
    		0.15 | 0.33 5 | 31 Very Good
    Semi Deviation 0.13
    0.27
    		0.12 | 0.31 4 | 31 Very Good
    Sharpe Ratio 3.29
    1.71
    		0.48 | 3.84 5 | 31 Very Good
    Sterling Ratio 0.63
    0.62
    		0.58 | 0.65 5 | 31 Very Good
    Sortino Ratio 2.84
    0.98
    		0.16 | 3.60 5 | 31 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.42 0.40 | 0.43 28 | 34 Poor
    3M Return % 1.30 1.33 1.27 | 1.37 30 | 34 Poor
    6M Return % 2.64 2.68 2.58 | 2.75 30 | 34 Poor
    1Y Return % 5.59 5.68 5.45 | 5.82 30 | 34 Poor
    3Y Return % 6.31 6.37 6.17 | 6.57 28 | 32 Poor
    5Y Return % 5.41 5.44 5.29 | 5.54 22 | 27 Poor
    1Y SIP Return % 5.41 5.50 5.28 | 5.63 30 | 34 Poor
    3Y SIP Return % 6.06 6.13 5.94 | 6.25 30 | 32 Poor
    5Y SIP Return % 5.93 5.98 5.80 | 6.09 24 | 27 Poor
    Standard Deviation 0.17 0.30 0.15 | 0.33 5 | 31 Very Good
    Semi Deviation 0.13 0.27 0.12 | 0.31 4 | 31 Very Good
    Sharpe Ratio 3.29 1.71 0.48 | 3.84 5 | 31 Very Good
    Sterling Ratio 0.63 0.62 0.58 | 0.65 5 | 31 Very Good
    Sortino Ratio 2.84 0.98 0.16 | 3.60 5 | 31 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Overnight Fund NAV Regular Growth Jm Overnight Fund NAV Direct Growth
    27-01-2026 1348.1108 1353.9128
    23-01-2026 1347.3692 1353.1577
    22-01-2026 1347.1853 1352.9704
    21-01-2026 1347.0001 1352.7819
    20-01-2026 1346.8156 1352.5939
    19-01-2026 1346.6294 1352.4044
    16-01-2026 1346.0793 1351.8441
    14-01-2026 1345.7056 1351.4636
    13-01-2026 1345.5167 1351.2713
    12-01-2026 1345.3316 1351.0828
    09-01-2026 1344.7738 1350.5149
    08-01-2026 1344.5889 1350.3266
    07-01-2026 1344.4016 1350.1359
    06-01-2026 1344.2209 1349.9518
    05-01-2026 1344.0409 1349.7684
    02-01-2026 1343.489 1349.2064
    01-01-2026 1343.2447 1348.9585
    31-12-2025 1343.0604 1348.7709
    30-12-2025 1342.8717 1348.5787
    29-12-2025 1342.6851 1348.3888

    Fund Launch Date: 03/Dec/2019
    Fund Category: Overnight Fund
    Investment Objective: To provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day
    Fund Description: Open Ended Debt Overnight
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.