Jm Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 26
Rating
Growth Option 04-12-2025
NAV ₹1338.12(R) +0.03% ₹1343.74(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.74% 6.29% 5.27% -% -%
Direct 5.81% 6.36% 5.35% -% -%
Benchmark
SIP (XIRR) Regular 5.48% 6.09% 5.13% -% -%
Direct 5.55% 6.17% 5.21% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.61 3.79 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.15% 0.0% 0.0% - 0.12%
Fund AUM As on: 30/06/2025 112 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
JM Overnight Fund (Direct) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Daily IDCW 1000.0
0.0000
0.0000%
JM Overnight Fund (Regular) - Weekly IDCW 1000.28
0.2800
0.0300%
JM Overnight Fund (Direct) - Weekly IDCW 1000.28
0.2800
0.0300%
JM Overnight Fund (Regular) - Growth 1338.12
0.3700
0.0300%
JM Overnight Fund - (Direct) - Growth 1343.74
0.3700
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Jm Overnight Fund is the 26th ranked fund. The category has total 29 funds. The 1 star rating shows a very poor past performance of the Jm Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 3.61 which is lower than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Jm Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.31 and 2.65 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Jm Overnight Fund has given a return of 5.81% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.36% in last three years and ranked 28.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.35% in last five years and ranked 21st out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a SIP return of 5.55% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 30th in 34 funds
  • The fund has SIP return of 6.17% in last three years and ranks 28th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 5.21% in last five years whereas category average SIP return is 5.74%.

Jm Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.15 and semi deviation of 0.12. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.43
    		0.39 | 0.46 28 | 34 Poor
    3M Return % 1.29
    1.32
    		1.23 | 1.36 30 | 34 Poor
    6M Return % 2.61
    2.65
    		2.49 | 2.74 29 | 34 Poor
    1Y Return % 5.74
    5.81
    		5.46 | 6.01 29 | 34 Poor
    3Y Return % 6.29
    6.32
    		6.03 | 6.50 27 | 32 Poor
    5Y Return % 5.27
    5.29
    		5.12 | 5.43 22 | 27 Poor
    1Y SIP Return % 5.48
    5.56
    		5.21 | 5.76 29 | 34 Poor
    3Y SIP Return % 6.09
    6.14
    		5.83 | 6.33 26 | 31 Poor
    5Y SIP Return % 5.13
    5.66
    		5.13 | 6.06 26 | 27 Poor
    Standard Deviation 0.15
    0.14
    		0.13 | 0.15 30 | 30 Poor
    Semi Deviation 0.12
    0.11
    		0.11 | 0.12 27 | 30 Poor
    Sharpe Ratio 3.61
    4.08
    		2.14 | 5.43 26 | 30 Poor
    Sterling Ratio 0.63
    0.63
    		0.61 | 0.65 25 | 30 Poor
    Sortino Ratio 3.79
    4.41
    		1.22 | 9.27 25 | 30 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.43 0.41 | 0.46 29 | 34 Poor
    3M Return % 1.31 1.33 1.28 | 1.38 30 | 34 Poor
    6M Return % 2.65 2.69 2.59 | 2.76 31 | 34 Poor
    1Y Return % 5.81 5.89 5.67 | 6.03 30 | 34 Poor
    3Y Return % 6.36 6.41 6.21 | 6.62 28 | 32 Poor
    5Y Return % 5.35 5.37 5.22 | 5.48 21 | 27 Average
    1Y SIP Return % 5.55 5.64 5.42 | 5.79 30 | 34 Poor
    3Y SIP Return % 6.17 6.23 6.04 | 6.35 28 | 31 Poor
    5Y SIP Return % 5.21 5.74 5.21 | 6.09 27 | 27 Poor
    Standard Deviation 0.15 0.14 0.13 | 0.15 30 | 30 Poor
    Semi Deviation 0.12 0.11 0.11 | 0.12 27 | 30 Poor
    Sharpe Ratio 3.61 4.08 2.14 | 5.43 26 | 30 Poor
    Sterling Ratio 0.63 0.63 0.61 | 0.65 25 | 30 Poor
    Sortino Ratio 3.79 4.41 1.22 | 9.27 25 | 30 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Overnight Fund NAV Regular Growth Jm Overnight Fund NAV Direct Growth
    04-12-2025 1338.1157 1343.7355
    03-12-2025 1337.931 1343.5474
    02-12-2025 1337.7485 1343.3616
    01-12-2025 1337.5673 1343.1771
    28-11-2025 1337.0019 1342.6015
    27-11-2025 1336.8125 1342.4087
    26-11-2025 1336.6271 1342.2199
    25-11-2025 1336.4432 1342.0327
    24-11-2025 1336.2585 1341.8447
    21-11-2025 1335.6927 1341.2688
    20-11-2025 1335.5046 1341.0774
    19-11-2025 1335.3205 1340.8899
    18-11-2025 1335.139 1340.7052
    17-11-2025 1334.9553 1340.5181
    14-11-2025 1334.3895 1339.9422
    13-11-2025 1334.2005 1339.75
    12-11-2025 1334.0202 1339.5663
    11-11-2025 1333.8393 1339.3821
    10-11-2025 1333.6579 1339.1973
    07-11-2025 1333.1091 1338.6386
    06-11-2025 1332.9279 1338.454
    04-11-2025 1332.561 1338.0805

    Fund Launch Date: 03/Dec/2019
    Fund Category: Overnight Fund
    Investment Objective: To provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day
    Fund Description: Open Ended Debt Overnight
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.